وظيفة مساعد نائب رئيس المخاطر لدى QNB Group في الرياض
QNB3711 - Assistant Vice President - Risk (Saudization)
🏢 QNB Group
تفاصيل الوظيفة
QNB Group تعلن عن وظيفة Assistant Vice President - Risk في الرياض، السعودية، حيث سيتولى المرشح مسؤولية تطوير إطار رقابة شامل وتحليلات متقدمة لمخاطر السوق، ALM، السيولة، ورأس المال الاقتصادي، بالإضافة إلى إدارة مخاطر التشغيل بشكل مستقل وموضوعي.
المهام والمسؤوليات
- المساعدة في إدارة المخاطر الاحترازية الأساسية للبنك: مخاطر الطرف المقابل، الرفع المالي، السيولة، سعر الفائدة، العملة، ومخاطر السوق الأخرى.
- دعم الإشراف على التعرضات الحالية للمخاطر并提出 استراتيجيات مستقبلية للمخاطر، بما في ذلك استراتيجية إدارة رأس المال والسيولة مع مراعاة الظروف الاقتصادية والمالية الحالية والمستقبلية.
- اتخاذ خطوات استباقية لتمكين الفرع من الانتقال إلى أساليب أكثر تطوراً/تقدماً لحساب/قياس المخاطر التشغيلية وتأثيرها على مستويات رأس المال المرتبطة بها.
- التنسيق مع قسم الامتثال للحصول على تحديثات حول التغييرات التنظيمية المتعلقة بالمخاطر وتقييم تأثيرها على ملفات مخاطر المحفظة المختلفة للمجموعة.
- دعم رئيس القسم لتوفير معلومات دقيقة وفي الوقت المناسب عن المخاطر للجان المخاطر والإدارة، المدققين الخارجيين والداخليين، ووظيفة الامتثال حسب الحاجة.
- مساعدة العملاء (خارجيين/داخليين) في استفساراتهم حول منتجات/مهام القسم وإيجاد حلول لطلباتهم.
- الحفاظ على الأنشطة وفقاً لاتفاقيات مستوى الخدمة مع الإدارات/الوحدات الداخلية لتحسين زمن الاستجابة.
- مراجعة واقتراح التغييرات اللازمة على تقنيات وإجراءات إدارة المحفظة الحالية للأعمال المحلية والخارجية بناءً على تغيرات ظروف السوق وتوصيات لجنة بازل وأفضل الممارسات ولوائح QCB أو أي جهة تنظيمية مضيفة.
- الاستفادة من الأدوات والأنظمة وتقارير نظم المعلومات الإدارية اللازمة لمراقبة الحدود المتعلقة بالمقترضين، الأطراف المقابلة، كيانات المجموعة عبر الحدود، وخاصة تجاوز الحدود، الحدود المنتهية الصلاحية، التسهيلات المنتهية، تصنيف السلف حسب معايير التصنيف الائتماني، التعرض للأطراف ذات العلاقة، التركيز الائتماني، مراقبة السيولة ومخاطر السوق ذات الصلة.
- دعم تصحيح أي نقاط ضعف يتم تحديدها أثناء التقييمات أو التدقيقات أو الفحوصات من قبل المدققين الداخليين/الخارجيين، موظفي الامتثال بالمجموعة، مفتشي الجهات التنظيمية أو مدققي الشريعة حسب الاقتضاء.
الشروط والمتطلبات
- حاصل على مؤهل جامعي (بكالوريوس) ويفضل أن يكون في تخصص المالية أو المصرفية أو الاقتصاد أو الرياضيات (مجال دراسي ذي طابع كمي)، والماجستير مفضل.
- الحصول على شهادة مهنية مثل FRM أو CPA أو CFA يعتبر ميزة إضافية.
- خبرة لا تقل عن 10 سنوات في العمل المصرفي الدولي مع تركيز محدد على إدارة مخاطر السيولة واختبارات الضغط والأساليب الكمية لإدارة الأصول والخصوم (ALM).
المهارات المطلوبة
- معرفة متعمقة بالأسواق والمنتجات المالية.
- فهم عميق لمنهجيات المخاطر، نمذجة أسعار الفائدة، القيمة المعرضة للخطر (VAR)، و/أو نمذجة المخاطر المالية المعقدة الأخرى.
- فهم قوي للمخاطر التشغيلية عبر نطاق المنتجات/العمليات الكامل في البنوك/المؤسسات المالية.
- القدرة على العمل بشكل مستقل في مهام و/أو مشاريع متعددة.
- مهارات ممتازة في التواصل الشفهي والكتابي باللغة الإنجليزية.
- معرفة كافية بأنظمة/تطبيقات تكنولوجيا المعلومات.
- إجادة في مفاهيم المخاطر، المنتجات/العمليات/الأنظمة المصرفية، المتطلبات التنظيمية ذات الصلة، المعايير المحاسبية الدولية (IAS) وما يتعلق بها، بما في ذلك أفضل الممارسات ذات الصلة.
- دافع ذاتي، دقة في التفاصيل.
- مرونة في العمل الجماعي والقدرة على العمل تحت الضغط وتحقيق التسليمات.
عرض النص الأصلي للإعلان
About QNB
Established in 1964 as the country’s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
QNB Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
Based on the Group’s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
QNB Group has an active community support program and sponsors various social, educational and sporting events.
Job Purpose Summary
The candidate will have specialized experience and technical capability to deliver an end-to-end control framework along with advanced analytics applicable to market risk activities, ALM, modelling, Liquidity Risk, Economic Capital and related functional / operational capacity.
In addition, the candidate will be also be responsible for the adequacy and effectiveness of the operational risk management techniques/ processes. The incumbent will ensure independent and objective identification, assessment, measurement, monitoring, reporting and control of operational risk for the Branch, including, the management and supervision of all operational risk types such as internal and external fraud, employment practices and workplace safety, clients, products, & business practice, damage to physical assets, business disruption & systems failures and execution, delivery, & process management.
The candidate is also required to provide hands-on support and relevant solutions for effective operation of data management, MIS, analytics evaluations, and other support required for ALCO and Group Risk Committee and actively support the Head of Risk in Group Risk Projects and initiatives.
Main Responsibilities
Established in 1964 as the country’s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
QNB Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
Based on the Group’s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
QNB Group has an active community support program and sponsors various social, educational and sporting events.
Job Purpose Summary
The candidate will have specialized experience and technical capability to deliver an end-to-end control framework along with advanced analytics applicable to market risk activities, ALM, modelling, Liquidity Risk, Economic Capital and related functional / operational capacity.
In addition, the candidate will be also be responsible for the adequacy and effectiveness of the operational risk management techniques/ processes. The incumbent will ensure independent and objective identification, assessment, measurement, monitoring, reporting and control of operational risk for the Branch, including, the management and supervision of all operational risk types such as internal and external fraud, employment practices and workplace safety, clients, products, & business practice, damage to physical assets, business disruption & systems failures and execution, delivery, & process management.
The candidate is also required to provide hands-on support and relevant solutions for effective operation of data management, MIS, analytics evaluations, and other support required for ALCO and Group Risk Committee and actively support the Head of Risk in Group Risk Projects and initiatives.
Main Responsibilities
- Assist in the management of fundamental prudential risks of the bank: counterparty, leverage, liquidity, interest rate, currency, and other market risks.
- Support in the oversight and formulation of advice to the Branch on the current risk exposures of the bank and future risk strategy, including strategy for capital and liquidity management with due consideration to the current and prospective macroeconomic and financial environment.
- Take pro-active steps to enable the Branch to move to more sophisticated/ advanced methods for calculation/ measurement of operational risk and the related impact on the associated capital levels.
- Coordinate with Compliance to obtain updates on regulatory changes pertaining to risk to assess their impact on the Group’s different portfolio risk profiles.
- Support the department head to provide timely and accurate risk information to Risk & Management Committees, external & internal auditors and the Compliance function as and when required.
- To assist customers (External/Internal) in all their queries on the Divisions products/tasks and seek solution to their requests
- Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turn-around time.
- Relative to Market Risk Portfolio, ALM & Liquidity Risk Management;
- Review and propose necessary changes to the existing portfolio management techniques and procedures for the domestic and overseas business in light of changing market conditions based on Basel Committee recommendations/ other best practices and QCB or any host regulator regulations and guidelines to ensure that a sound environment for identifying, assessing, measuring, monitoring and controlling Risk is in place.
- Leverage on the necessary tools, systems, and MIS reports for monitoring of limits that relate to borrowers, counterparties, cross-border Group entities and more specifically excess over limit, expired limits, expired facilities, classification of advances per credit rating criteria, related party exposure and credit concentration, Liquidity monitoring and related market risk exposures
- Support for correction of any weaknesses identified during assessments, audits, or examinations by internal/ external audit staff, Group Compliance personnel, regulators examiners or Sharia’ auditors as applicable.
- Solid experience in market risk and liquidity risk management as well as excellent understanding of Asset-Liability management.
- Possess superior knowledge of operational risk management techniques and methodologies.
- Takes responsibility for self-development as well as acquiring skills and knowledge required to fulfilment of one's duties by proactively identifying areas for professional development of self and undertake development activities
- Seek out opportunities to remain current with all developments in professional field
- Hold meetings with staff and assess their performance as well as the function’s overall performance on a regular basis
- Take decisive action to ensure speedy resolution of unresolved grievances or conflicts within the team members
- University graduate (Bachelor’s degree) preferably with a Major in Finance, Banking, Economics, or Mathematics (related field of study in a quantitative subject), Masters preferred.
- Professional certification such as FRM, CPA, CFA will be advantageous.
- 10 years of experience in international banking with specific focus on Liquidity Risk Management, Stress tests, & ALM quantitative methods.
- Knowledge of financial markets and products.
- In-depth understanding of risk methodologies, interest rate modelling, VAR, and/or other complex financial risk modelling.
- Strong understanding of operational risks across the full product/ process range found in banks/ FSI.
- Ability to work independently on multiple tasks and/or projects.
- Excellent oral and written communication skills in English.
- Adequate knowledge of IT systems/ applications.
- Proficiency in risk concepts, banking products/ operations/ systems, pertinent regulatory requirements, International Accounting Standards and related pronouncements, including related best practices.
- Self-motivated, eye for detail.
- Flexible team player and able to work and deliver under pressure.
- Resume/CV
- Copy of Passport or ID
- Copy of Education Certificate
المصدر: LinkedIn — أُضيفت للموقع في 10 يونيو 2026