وظيفة أخصائي احتيال وترخيص بطاقات الائتمان شاغرة لدى Hiresquad Resources في الرياض

🌟 Job Opportunity

Credit Cards Authorization & Fraud Optimization Specialist

📍 Location: Riyadh, Saudi Arabia🎓 Education: Graduate degree required; MBA preferred💼 Experience: 10-12 years in Cards Issuing, Fraud Risk & Authorization Management💰 Salary: Competitive, based on experience

🔑 About the Role

Support the Credit Cards business by optimizing authorization performance, fraud controls, and portfolio health. Ensure the right balance between customer experience (approval rates) and risk management (fraud prevention).

📌 Key Responsibilities

• Develop deep understanding of the bank’s credit card portfolio (segments, spend behavior, lifecycle).
• Drive strategies to improve approval rates while maintaining risk thresholds.
• Analyze declines (codes, patterns, drivers) to reduce false declines.
• Collaborate with fraud & risk teams to optimize rules without impacting genuine approvals.
• Monitor & report KPIs: approval, decline, fraud, portfolio performance.
• Provide data-driven insights to support decision-making.
• Enhance MIS dashboards for authorization & fraud trends.
• Act as interface between client & issuer stakeholders.
• Implement optimization use cases and track governance cadence.
• Incorporate global best practices into the issuing portfolio.
• Ensure knowledge transfer within cards & fraud teams.

🎯 Requirements

• Mandatory: Banking experience with strong understanding of cards, authorization & fraud systems.
• 10-12 years in cards issuing, fraud risk & authorization management.
• Strong knowledge of credit card lifecycle (activation, usage, retention, spend growth).
• Proven expertise in managing authorization strategies & fraud controls.
• Familiarity with fraud & authorization platforms.
• Ability to translate analytics into actionable portfolio interventions.
• Strong stakeholder management across risk, fraud & cards teams.
• Awareness of SAMA regulations around fraud reporting & liability.
• Experience in local market fraud trends (KSA/GCC).
• Understanding of compliance vs. business trade-offs.

📩 To Apply: Send your CV to simmi@hiresquad.in