Hiresquad Resources تعلن عن وظيفة قائد التنفيذ التقني للبطاقات في الرياض

Technical Card Implementation Lead (Consumer, Wallet & Commercial Cards)

Location: Riyadh, Saudi Arabia (Onsite)

Experience: 10+ Years

Industry: Fintech | BNPL | Payments | Card Issuing

About the Role

Join a leading BNPL fintech launching mass-market consumer credit cards, wallet-linked prepaid cards, and commercial card products in Saudi Arabia.

This role will work closely with the client's Product and Technology teams to lead the end-to-end technical implementation, certification, and production launch of new card programs. You'll own the complete delivery lifecycle-from principal membership and BIN setup through processor integration, scheme certification, digital wallet enablement, and production go-live.

This is a unique opportunity to build a greenfield card issuing platform that will power millions of customer transactions across the Kingdom.

Key Responsibilities

• Lead the end-to-end technical implementation of consumer credit, prepaid/wallet, and commercial card programs.
• Manage BIN requests, ICA assignment, processor onboarding, CMS integration, and payment scheme certification.
• Drive principal membership enablement, coordinating with card schemes and ensuring SAMA regulatory compliance.
• Oversee card production, personalization, fulfillment, and digital issuance.
• Deliver Apple Pay, Google Pay, and xPay integration, including MDES tokenization, 3DS configuration, and digital provisioning.
• Lead scheme certification activities, including MIP testing, SIT, UAT, performance testing, security testing, and production readiness.
• Configure authorization, authentication, settlement, and dispute management processes.
• Coordinate cross-functional delivery across processors, personalization bureaus, payment schemes, compliance, product, and engineering teams.
• Manage project governance, risk tracking, milestone reporting, and production stabilization after go-live.

Success Measures

• Successful BIN setup and payment scheme certification within project timelines.
• On-time delivery of technical milestones.
• Zero critical (P1/P2) defects at production launch.
• Successful rollout of Apple Pay, Google Pay, and xPay.
• High stakeholder satisfaction and effective governance reporting.
• Smooth transition to BAU support following production launch.

Mandatory Requirements

• 10+ years of experience in payments technology, card issuing, processor integration, or card implementation programs.
• Proven experience delivering end-to-end technical implementation of:
• Consumer Credit Cards
• Wallet/Prepaid Cards
• Commercial Cards
• Hands-on experience with:
• BIN setup
• ICA assignment
• Principal Membership enablement
• Payment Scheme certification
• Experience integrating with Tier-1 issuer processors.
• Strong understanding of the SAMA regulatory framework for card issuance and consumer finance.
• Fluent English communication.
• Immediate joiners or candidates serving up to a 30-day notice period preferred.

Technical Expertise

• Card Management Systems (PowerCARD, Way4, VisionPLUS, Cortex, Prime, or similar)
• Complete card lifecycle management:
• Issuance
• Authorization
• Clearing & Settlement
• Chargebacks & Disputes
• ISO 8583 and ISO 20022 messaging
• Tokenization (MDES/VTS)
• Apple Pay, Google Pay, xPay
• 3D Secure (3DS)
• PCI-DSS compliance
• API integrations and cloud-native architectures
• Certification environments and payment simulators

Preferred Experience

• Greenfield card program launches.
• Fintech or BNPL organizations.
• GCC/MENA payments ecosystem.
• Knowledge of Shariah-compliant financial products.
• Arabic language proficiency.

Tools & Platforms

• JIRA
• Confluence
• MS Project
• Postman
• SoapUI
• Payment MIP
• Scheme certification and testing tools

Preferred Certifications

• PMP or PRINCE2
• Payment Certified Associate/Professional
• Fraud Management or Dispute Resolution certifications

Mandatory Skills

• End-to-end card implementation and productionization
• Consumer, Wallet & Commercial Card launches
• BIN setup & ICA assignment
• Principal Membership enablement
• Processor integration
• Payment Scheme certification
• Digital Wallets (Apple Pay, Google Pay, xPay)
• MDES Tokenization
• SAMA regulatory knowledge
• Strong stakeholder and program management

MAIL YOUR CV AT simmi@hiresquad.in