وظيفة موظف منتجات شاغرة لدى غلف بنك في الكويت

• Develop an in-depth view of the competitive market for retail lending products in Kuwait, whilst defining and validating the needs of new and existing customers.
• Develop metrics on application, acceptance and take-up and churn rates for retail lending products that inform key decisions to be made on meeting key operational and strategic objectives.
• To optimize the pricing of charges and interest rates within the context of CBK regulations and competitive environment such that profitability is enhanced.
• To develop business cases for the product development of Consumer Loans, Sales Finance, Vehicle Finance and Business Banking products which meet internal governance and external regulatory approvals.
• To maintain policy and procedure manuals for retail lending products and updating the intranet and Internet to reflect updated product specifications and promotions.
• Define long-term lending strategies and design innovative loan products in compliance with CBK regulations.
• Monitor product performance, analyze market trends, and forecast attrition to ensure sustainable growth.
• Create and manage promotional campaigns and evaluate their profitability through MIS data.
• Collaborator with Marketing, Risk, and Digital teams to approve communication plans and implement system enhancements (CRs/UAT).
• Regularly interact with Compliance and Credit Risk units to implement new circulars and update internal procedures.
• Provide branches and sales channels with the necessary product knowledge and tools to maintain high performance.
• Monitor competitors’ activities and share reports with management to recommend new initiatives

Evaluate and approve loan applications by assessing customer profiles to ensure they meet offer eligibility criteria