The Lending Hub SA تعلن عن وظيفة مدير المخاطر والائتمان في الرياض

The Lending Hub is seeking a Risk & Credit Manager to oversee credit risk assessment, portfolio performance, and risk management activities across our P2P debt crowdfunding platform. The role focuses on maintaining effective credit policies, monitoring financing risks, and ensuring alignment with applicable SAMA regulatory requirements.

• Develop and maintain credit risk policies, procedures, and assessment frameworks.
• Oversee borrower credit assessments, credit scoring models, and underwriting criteria.
• Monitor portfolio performance, delinquency rates, defaults, and recovery trends.
• Identify emerging risks and recommend appropriate mitigation strategies.
• Conduct portfolio risk analysis and prepare periodic risk reports for management.
• Ensure compliance with applicable SAMA risk management requirements.
• Collaborate with Operations, Compliance, and Technology teams to strengthen risk controls.

• Bachelor's degree in Finance, Risk Management, Banking, Economics, or a related field.
• Minimum 3 years of relevant experience in credit risk, lending, underwriting, or financial risk management.
• Strong knowledge of credit scoring, portfolio analysis, and credit risk assessment.
• Familiarity with SAMA regulations and Saudi credit bureau practices.
• Strong analytical, problem-solving, and decision-making skills.
• Professional certifications such as FRM, PRM, or equivalent are an advantage.

Join The Lending Hub and be part of a team that's redefining the future of finance, empowering people, and creating meaningful opportunities across Saudi Arabia.